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Several school districts submitted district-wide premium totals instead of the premium for one plan
Medical Event Examples
| Having A Baby | Managing Type 2 Diabetes | Broken Arm (Simple Fracture) | |
|---|---|---|---|
| Est. Costs Total | $12,700 | $5,600 | $2,800 |
| Est. P/T Legislator Out-of-pocket Expense | $0 | $400 | $100 |
| Est. F/T Teacher Out-of-pocket Expense | $3,000 | $2,500 | $2,000 |
More Statistics
On average a full-time teacher has a family deductible nearly 10x larger than a part-time legislator
Maximum out-of-pocket limits for part-time legislators are 3x less than the average full-time teacher
When combined, insurance premium, deductible, and maximum out-of-pocket make up roughly 10% of a part-time legislator’s gross salary and nearly double that amount for full-time teachers
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192 (45.6%) districts report having a family deductible of $5,000 or greater
140 (33%) districts report sharing a portion of the family deductible amount (ranging from $1k to $12k per family)
129 (30.6%) districts report being self-funded or using Wisconsin Counties Association plans
388 (92%) districts report a family deductible larger than the PT Legislator ETF Plan Family Deductible of $500 — 6 (1%) report the same family deductible — 27 (6%) report a lower family deductible
Colby, Tigerton, Lakeland UHS, and Cudahy report that less than 25% percent of staff eligible for insurance are enrolled in the plan chosen by the majority of employees